Mortgage products we offer
Lending criteria
For a detailed discussion of our lending criteria we suggest that you contact one of our Underwriting team, however certain parameters are common for all the countries which we lend in:
| Age | You need to be over 21 and below 70 at maturity of the loan | | Residential status | Depending upon the product, you need to be resident in Greece or the UK | | Number of applicants | We lend to a maximum of 2 individuals if borrowing jointly (a joint application is often required for married applicants) or a maximum of 2 shareholders when lending to a company | | Financial status | You need to have stable earnings (employed for a minimum of 3 months; if you are self-employed you need to have been trading for at least 2 years)
You must have a clean credit history
An assessment is made of your ‘affordability’ i.e. your ability to repay the loan given your income and financial commitments | | Evidence | Evidence of deposit is always required as well as of identity, address, income, employment and credit history |
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