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Website Terms and Conditions

Company registration details

• Piraeus Bank S.A. is incorporated in Greece with limited liability.
• Piraeus Bank S.A. is authorised by the Bank of Greece and is regulated by the Financial Services Authority (FSA register number 194248) for the conduct of UK business.
• Piraeus Bank S.A. London Branch is registered at Companies House in the UK: branch registration number BR005808.

Registered offices

• Piraeus Bank S.A. Head Office: 4 Amerikis Street, Athens 10564, Greece.
• Piraeus Bank S.A. London Branch: Tower 42, 25 Old Broad Street, London, EC2N 1PB.

Definitions

• The terms and conditions set out below (the "Terms") govern your use of this website found at www.piraeusbank.co.uk (the "Website"). Please read these Terms carefully. By continuing to access and use the Website you are deemed to have understood and agreed to the Terms.
• References to "you" or "your" are references to any person accessing this website ("Website").
• References to "Piraeus Bank UK", "we", "us" or "our" are references to Piraeus Bank S.A. London Branch.
• References to "Piraeus Group" are references to us, our Head Office and any companies Piraeus Bank S.A. totally or partly owns at any time.
• The Website contains information, text, data, graphics, photographs, illustrations, artwork, names, logos, trade marks, service marks and information about the Piraeus Group and the products and services offered by us (the "Information").

Changes to the Terms

• We reserve the right, at our discretion, to make changes at any time without notice to any part of the Website, the Information and/or these Terms by updating this posting.
• Your continued access to, or use of, this Website will constitute your acceptance of such changes.

Territorial scope

• The Website is intended to be used in the UK. Piraeus Bank does not give any assurance that the Website or the Information contained therein complies with the regulatory requirements or local laws in other jurisdictions. When accessing and using this Website it is your responsibility to comply with relevant laws.
• Access of the Website from outside the UK is entirely at your own risk.

Applicable agreement

• All our products and services are subject to the terms and conditions set out in the agreement governing the particular product and/or service. Where there is a conflict in relation to a particular product and/or service between the Information and the terms and conditions of any applicable agreement or product, the terms and conditions of the agreement or product will prevail.
• No Offer: The Information is provided on an information basis only. The Information is not intended to, nor does it constitute an offer to sell or solicitation or an offer to buy any securities or financial products or any advice or recommendation with respect to such securities or other financial products.
• The Information does not purport to provide, nor does it constitute financial, investment, legal accounting, tax or other professional advice and is not to be relied on in making a decision to transact with us. You should obtain relevant and specific professional advice before making any such decision.
• Information is provided by us for personal use only and is subject to change without notice.

Disclaimer

• The Website and Information is provided "AS IS" and on an "AS AVAILABLE" basis and we do not guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any of the Information. We endeavour to ensure that all the Information provided on the Website is correct at the time of publication. No responsibility is accepted by us, or on our behalf, for any errors, omissions or inaccurate Information on the Website. We do not warrant that the Website will be uninterrupted or error free or that any defects will be corrected.
• We do not accept any liability for the results of any action taken on the basis of the Information it contains. Nothing in the Terms shall exclude or limit our duties and liabilities to you under the Financial Services and Markets Act 2000 or any conduct of business rules which we are bound to comply with.
• Whilst we have taken reasonable steps to ensure the accuracy, correctness and completeness of the Information, we do not give or make any warranty or representation of any kind and all implied warranties are excluded from the Terms to the extent that they may be excluded as a matter of law.
• The use of the Website is at your own risk. In no event will we be liable for any loss including, without limitation, indirect or consequential loss, or any damages arising as a result of, or in connection with: the access of, use of, or linking to/from the Website.
• We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Website or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Website.

Computer viruses and transmission of information

• We do not represent or warrant that failures, errors or omissions or loss of transmitted information will not occur. Whilst we use reasonable endeavours to protect this Website from computer viruses, worms and trojan horses (collectively termed "Viruses"), we do not warrant that the Website is free from Viruses and accept no liability for any damage that may result from the transmission of any Virus via this Website.
• You have sole responsibility for taking appropriate precautions against damage to your property caused by Viruses.

Hypertext links

• Where we provide hypertext links to third party internet websites, such links are for information purposes only and have not been reviewed by us and we have not verified the truth or accuracy of any content of such websites, and such links are not an endorsement by us of any products or services in such websites.
• You use such links entirely at your own risk and we do not accept any responsibility for the content or availability of such websites or web pages, nor do we accept responsibility for any losses or penalties incurred as a result of your use of any links or reliance on the content of any website to which this site is linked.
• You may not frame, link or deep–link this Website to any other website without our prior written consent.

Copyright and reproduction

• Except as is otherwise indicated, we own the copyright in the entire content of the Website and all related intellectual property rights, including but not limited to all database rights, trade marks, registered trade marks, service marks and logos.
• You are permitted to download, print, store temporarily, retrieve and display Information from the Website on a computer screen, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk (but not on any server or other storage device connected to the network) for your personal use or for internal use within your organisation.
• You are not permitted (except where you have been given express written permission to do so) to adapt or modify the Information on the Website or any part of it and the Information or any part of it may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way to any third parties for commercial gain.

Internet e-mail

• Messages sent over the Internet cannot be guaranteed to be completely secure as they may be intercepted, lost or altered. We are not responsible for internet e-mails and will not be liable for any loss in connection with any message sent over the Internet.

Complaints

• Whilst we endeavour to maintain high service standards and treat customers fairly, misunderstandings or delays in processing information can be frustrating. Should you have a complaint about our quality of service please raise it, in the first instance, directly with the account officer you have contact with.
• Alternatively, write to the Compliance Officer at our London office.
• Follow this link for a fuller description of our complaints handling procedure.

Governing law

• The Terms are governed by and interpreted in accordance with the laws of England and Wales.

Indicative FX rates

Last updated 13/05/08 9:00pm

We buy at:

£1 = €1.2487

We sell at:

£1 = €1.2615